The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. January 20, 2026“Education is the ability to listen to almost anything without losing your temper or your self-confidence.” —Robert Frost THE SIMPLE NUMBERS How much do people pay their financial advisors? The Wall Street Journal looked into it in October of last year.With the assets under management (AUM) model, where advisors charge a percentage of the total assets they manage for the client, fees...
14 days ago • 5 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. January 6, 2026“I am much inclined to live from my rucksack and let my trousers fray as they like.”—Herman HesseIt's a new year, a time to take stock and (perhaps) chart a new course for your life. That makes it as good a time as any to zero in on a core principle of The Simple Path: Financial freedom is something you can choose to pursue no matter how old you are, but it's a choice you have to make....
28 days ago • 3 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. December 23, 2025One last reminder that a book makes a great last-minute holiday gift, especially when it carries the tools for someone in your life to win their financial freedom.A fresh college graduate? A friend seeking a new course in midlife? The Simple Path to Wealth is still on sale over at Amazon! THE SIMPLE NUMBERS If you've read The Simple Path, you know that over the long term, the market...
about 1 month ago • 4 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. December 9, 2025“Whatever course you decide upon, there is always someone to tell you that you are wrong.”—Ralph Waldo EmersonWe're fast approaching the holiday season proper, and you're likely on the gift hunt! The good news is that The Simple Path to Wealth is still on sale over at Amazon, and the reviews are in:"A timeless book that highlights a clear pathway to financial success. I purchased five...
about 2 months ago • 4 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. November 25, 2025“People who think they know everything are a great annoyance to those of us who do.”—Isaac Asimov Black Friday looms, and Amazon is offering a discount on The Simple Path to Wealth that's worthy of JL's philosophy: Spend less, and put the rest into VTSAX!If you're starting to stockpile those holiday gifts, particularly for the young people in your life, why not a toolbox they can use...
2 months ago • 5 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. November 11, 2025"I am an old man and have known a great many troubles, but most of them never happened."—Mark Twain THE SIMPLE NUMBERS The average length of a bear market for the S&P 500 — a prolonged downturn of 20% or more — is 340 days, according to Yardeni Research, or just over 11 months. It takes on average around 2.5 years for the index to return to its previous peak levels after that kind of...
3 months ago • 4 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. October 28, 2025“But at my back I always hear / Time’s winged chariot hurrying near.”—Andrew Marvell THE SIMPLE NUMBERS A few weeks back, we looked at how Gen Zers are refreshingly aware they need to start investing early. To buttress the point, a report from TIAA and Georgetown University's McDonough School of Business last year found that 34% of young adults "are putting money into savings when they...
3 months ago • 6 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. October 14, 2025“Don’t expect too much from the company you work for, even if it’s a good company.”—Andy Rooney THE SIMPLE NUMBERS At the end of June, Americans collectively held around $13 trillion in employer-based retirement plans, according to a report from the Investment Company Institute released last month. That includes $9.3 trillion in 401(k) plans. Upwards of $18 trillion was held in...
4 months ago • 7 min read
The Simple Path to Wealth Your roadmap to a rich, free life — in just five minutes per week. September 30, 2025“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.”—Mark Twain THE SIMPLE NUMBERS A survey by Empower this summer found that on average, Americans think they should start saving for retirement at age 27.That might reflect some generational shifts: a report last year from The Transamerica Institute found that on average,...
4 months ago • 4 min read